UAH short-term deposits (3–6 months)
A short deposit is a trade-off between liquidity and return. The 3-month rate is typically 1.5–2 pp below 12-month; 6-month is 0.5–1 pp below. When to pick a short term: you expect a major expense in 3–6 months, want to evaluate a bank before a 12-month commitment, or plan to move funds into another currency or instrument.
Rate comparison — uah short-term deposits (3–6 months)
Sorted from highest rate. All banks are DGF members (up to UAH 600,000 covered).
| Bank | UAH 3 mo | UAH 6 mo | UAH 12 mo | USD 12 mo | EUR 12 mo | Online |
|---|---|---|---|---|---|---|
| F Forward Bank | 15% | 16% | 17% | 2.5% | 1.5% | ✓ |
| S Sense Bank | 14.5% | 15.5% | 16.5% | 2.5% | 1.5% | ✓ |
| A ABank | 14.5% | 15.5% | 16.5% | 2.5% | 1.3% | ✓ |
| G Globus Bank | 14.5% | 15.5% | 16.5% | 2% | 1% | — |
| m monobank | 14% | 15% | 16% | 2% | 1% | ✓ |
| P PUMB | 14% | 14.8% | 15.8% | 1.7% | 1% | ✓ |
| T TASkombank | 14% | 15% | 16% | 1.8% | 1% | ✓ |
| U Unex Bank | 14% | 14.8% | 15.8% | 1.5% | 0.8% | — |
| C Cominvestbank | 14% | 15% | 16% | 1.7% | 0.9% | — |
| P PrivatBank | 13.5% | 14.5% | 15.5% | 1.5% | 0.8% | ✓ |
| U Ukrgasbank | 13.5% | 14.5% | 15.5% | 1.5% | 0.8% | ✓ |
| P Pivdenny Bank | 13.5% | 14.5% | 15.5% | 1.7% | 0.9% | — |
| B Bank Lviv | 13.5% | 14.5% | 15.5% | 1.8% | 1.2% | — |
| O Oschadbank | 13% | 14% | 15% | 1.2% | 0.5% | ✓ |
| K Kredobank | 13% | 14% | 15% | 2% | 1% | ✓ |
| O OTP Bank | 12.8% | 13.8% | 14.8% | 1.5% | 1% | ✓ |
| R Raiffeisen Bank | 12.5% | 13.5% | 14.5% | 1.8% | 1.2% | ✓ |
| U UkrSibbank | 12.5% | 13.5% | 14.5% | 1.6% | 1% | ✓ |
| P ProCredit Bank | 12.5% | 13.5% | 14.5% | 2% | 1.5% | ✓ |
| C Credit Agricole Bank | 12% | 13% | 14.2% | 1.8% | 1.2% | ✓ |