Yana Bystrytska Y
Editor-in-Chief

Yana Bystrytska

Editor-in-Chief at Kompanion. Owns editorial policy, quality of financial content, and rating methodology. 8 years in SEO and content strategy for finance, business, and crypto. Journalism background — bachelor's from the National University of Ostroh Academy.

Education

The National University of Ostroh Academy

Bachelor's degree, Journalism · 2013–2017

Experience
SEO Specialist · Digital agency (2017–2025)
Copywriter, Project Manager · Smart Expert (International Media Agency) (2016–2017)
Journalist · Ostroh Academy (2014–2017)
Expertise
seo on page seo technical seo content strategy business finance
Editorial reference documents
Editorial Policy — topic selection, fact-checking, corrections.
Rating Methodology — scoring formulas per finance vertical.
About Kompanion — who we are, accountability, how we fund the portal.

Articles by author — 99 EN · 198 UK · 512 RU

Annuity vs classic repayment: which costs less
Lending

Annuity vs classic repayment: which costs less

12 October 2026 · 6 min read

We compare annuity and classic repayment on the same loan: how much interest the classic schedule saves and when an annuity is still the rat…